Reviews and recommendations for the best camera phones available under 20000.

Looking for a smartphone that can capture stunning photos and videos without breaking the bank? You’re in luck! The world of camera phones is constantly evolving, and there are now incredible options available for under ₹20,000. Gone are the days when budget-friendly phones meant sacrificing image quality. Today, even entry-level devices boast impressive camera systems that can rival some high-end flagships.

Whether you’re a casual photographer or an aspiring influencer, there’s a camera phone in this price range that’s perfect for you. From ultra-wide lenses to powerful AI-powered features, these phones offer a range of capabilities to capture everything from breathtaking landscapes to memorable moments with friends and family.

This article will be your comprehensive guide to the best camera phones under ₹20,000 in 2024. We’ve scoured the market and carefully considered factors like image quality, features, performance, and overall value to bring you a curated list of the top contenders.

Get ready to upgrade your photography game and discover the best camera phone for your needs without exceeding your budget. Read on to find your perfect match!

QUICKLIST
Item	Image	Where to buy	Rating	Read More
Xiaomi Redmi Note 12 Pro Plus 5G			N/A	Jump to Review
Samsung Galaxy M54 5G			N/A	Jump to Review
OnePlus Nord N30 5G			4.3 out of 5 stars	Jump to Review
Realme 11 Pro+ 5G			N/A	Jump to Review
Motorola Edge 30			N/A	Jump to Review
Google Pixel 6a			N/A	Jump to Review
Xiaomi Poco X5 Pro 5G			4.7 out of 5 stars	Jump to Review
Samsung Galaxy A54 5G			N/A	Jump to Review
Realme 10 Pro+ 5G			4.1 out of 5 stars	Jump to Review
OnePlus Nord CE 3 Lite 5G			N/A	Jump to Review
Vivo T2			N/A	Jump to Review
Xiaomi Redmi Note 12 Pro 5G			4.5 out of 5 stars	Jump to Review
Samsung Galaxy A34 5G			N/A	Jump to Review
Realme Narzo 50 Pro 5G			4.1 out of 5 stars	Jump to Review
Tecno Camon 20 Pro 5G			N/A	Jump to Review

Table of Contents

Xiaomi Redmi Note 12 Pro Plus 5G

A powerful mid-range phone with a great camera and a long-lasting battery.

Specifications:

Display: 6.67-inch AMOLED, 120Hz refresh rate
Processor: MediaTek Dimensity 1080
RAM: 8GB/12GB
Storage: 128GB/256GB
Camera: 200MP main, 8MP ultrawide, 2MP macro
Battery: 5000mAh, 67W fast charging
Operating System: Android 13 with MIUI 14

Reasons to buy:

Excellent camera performance, especially for photos
Fast and smooth performance thanks to the powerful processor
Long battery life with fast charging capabilities

Reasons to avoid:

The software can feel a bit bloated at times
The design may not appeal to everyone
No expandable storage

What you need to know:

Buy it if:

You're looking for a phone with a great camera at a reasonable price
You need a phone with a long-lasting battery and fast charging
You want a phone with a fast and smooth performance

Don't buy it if:

You prefer a clean and minimalistic software experience
You need expandable storage for your photos and videos
You're looking for a phone with a premium design

Bottom Line:

The Xiaomi Redmi Note 12 Pro Plus 5G is a great value for money phone that offers a lot of features for the price. Its strong point is definitely its camera which takes fantastic photos, especially in good lighting conditions. The fast processor and long battery life also make this phone a great choice for users who need a phone that can handle demanding tasks and last all day. However, the software experience can be a bit cluttered and the design may not appeal to everyone. Overall, the Redmi Note 12 Pro Plus 5G is a great option for those looking for a powerful and versatile phone under 20,000.

Samsung Galaxy M54 5G

A solid all-rounder with a great display and a capable camera.

Specifications:

Display: 6.7-inch Super AMOLED Plus, 120Hz refresh rate
Processor: Exynos 1380
RAM: 8GB
Storage: 128GB/256GB
Camera: 108MP main, 8MP ultrawide, 2MP macro
Battery: 6000mAh, 25W fast charging
Operating System: Android 13 with One UI 5.1

Reasons to buy:

Large and vibrant display with a high refresh rate
Solid performance for everyday tasks and light gaming
Long battery life and fast charging capabilities

Reasons to avoid:

Camera performance can be inconsistent, especially in low light
No expandable storage
The design is a bit generic

What you need to know:

Buy it if:

You're looking for a phone with a large and beautiful display
You need a phone with a long-lasting battery and fast charging
You want a phone with a reliable performance for everyday use

Don't buy it if:

You prioritize camera performance above all else
You need expandable storage for your photos and videos
You're looking for a phone with a unique and premium design

Bottom Line:

The Samsung Galaxy M54 5G is a great option for users who want a phone with a large and vibrant display, a long-lasting battery, and reliable performance. The camera is decent, but it's not as impressive as some other phones in this price range. The design is also a bit generic, but overall, the M54 5G offers a solid and well-rounded experience. If you're looking for a phone that can handle everyday tasks and offer a great display experience, the Galaxy M54 5G is a good choice.

OnePlus Nord N30 5G

A budget-friendly phone with a large display and a decent camera.

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Specifications:

Display: 6.49-inch AMOLED, 90Hz refresh rate
Processor: Qualcomm Snapdragon 695
RAM: 8GB
Storage: 128GB
Camera: 50MP main, 2MP depth, 2MP macro
Battery: 5000mAh, 33W fast charging
Operating System: Android 13 with OxygenOS 13.1

Reasons to buy:

Large and vibrant AMOLED display with a high refresh rate
Solid performance for everyday tasks
Long battery life with fast charging capabilities

Reasons to avoid:

Camera performance can be inconsistent, especially in low light
No expandable storage
The design is a bit generic

What you need to know:

Buy it if:

You're looking for a budget-friendly phone with a large and beautiful display
You need a phone with a long-lasting battery and fast charging
You want a phone with reliable performance for everyday use

Don't buy it if:

You prioritize camera performance above all else
You need expandable storage for your photos and videos
You're looking for a phone with a unique and premium design

Bottom Line:

The OnePlus Nord N30 5G is a great option for users who want a budget-friendly phone with a large and vibrant display, a long-lasting battery, and reliable performance. The camera is decent, but it's not as impressive as some other phones in this price range. The design is also a bit generic, but overall, the Nord N30 5G offers a good value for money. If you're looking for a phone that can handle everyday tasks and offer a great display experience without breaking the bank, the OnePlus Nord N30 5G is a good choice.

Vivo V27

A stylish and feature-packed phone with a great camera system and fast charging capabilities.

Specifications:

Display: 6.78-inch AMOLED, 120Hz refresh rate
Processor: MediaTek Dimensity 7200
RAM: 8GB/12GB
Storage: 128GB/256GB
Camera: 50MP main, 8MP ultrawide, 2MP macro
Battery: 4600mAh, 80W fast charging
Operating System: Android 13 with FunTouch OS 13

Reasons to buy:

Stylish and sleek design with a premium feel
Excellent camera system with a versatile lens setup
Very fast charging capabilities
Smooth performance thanks to the powerful processor

Reasons to avoid:

Software can feel a bit bloated and can be slow at times
No expandable storage
The design may not appeal to everyone

What you need to know:

Buy it if:

You're looking for a phone with a stylish design and a premium feel
You need a phone with a great camera and fast charging capabilities
You want a phone with a smooth and fast performance

Don't buy it if:

You prefer a clean and minimalistic software experience
You need expandable storage for your photos and videos
You're looking for a phone with a more understated design

Bottom Line:

The Vivo V27 is a stylish and feature-packed phone that offers a lot of value for the price. Its strong point is definitely its camera, which takes great photos and videos. The phone also has a very fast charging system and a powerful processor that makes it run smoothly. The design of the phone is also a big plus, as it is very sleek and stylish. However, the software experience can be a bit cluttered and the phone doesn't offer expandable storage. Overall, the Vivo V27 is a great option for users who are looking for a stylish and feature-packed phone that offers great value for money.

Realme 11 Pro+ 5G

A stylish phone with a great camera, a fast processor, and a long-lasting battery.

Specifications:

Display: 6.7-inch AMOLED, 120Hz refresh rate
Processor: MediaTek Dimensity 7050
RAM: 8GB/12GB
Storage: 128GB/256GB
Camera: 200MP main, 8MP ultrawide, 2MP macro
Battery: 5000mAh, 67W fast charging
Operating System: Android 13 with Realme UI 4.0

Reasons to buy:

Fantastic camera with a high-resolution main sensor
Fast and smooth performance with a powerful processor
Long battery life with fast charging capabilities

Reasons to avoid:

The software can feel a bit bloated
The design can feel a bit generic
No expandable storage

What you need to know:

Buy it if:

You're looking for a phone with a great camera at a reasonable price
You need a phone with a long-lasting battery and fast charging
You want a phone with a fast and smooth performance

Don't buy it if:

You prefer a clean and minimalistic software experience
You need expandable storage for your photos and videos
You're looking for a phone with a unique and premium design

Bottom Line:

The Realme 11 Pro+ 5G is a great option for users who are looking for a phone with a great camera, a fast processor, and a long-lasting battery. It takes great photos and videos, thanks to its high-resolution main sensor. It also performs very well, thanks to its powerful processor, and has a long battery life with fast charging capabilities. However, the software experience can be a bit cluttered and the design is a bit generic. Overall, the Realme 11 Pro+ 5G is a solid phone that offers a lot of value for money, especially for users who are looking for a good camera experience.

Motorola Edge 30

A sleek and stylish phone with a great display and a capable camera.

Specifications:

Display: 6.7-inch OLED, 144Hz refresh rate
Processor: Qualcomm Snapdragon 778G+
RAM: 8GB
Storage: 128GB/256GB
Camera: 50MP main, 50MP ultrawide, 2MP depth
Battery: 4020mAh, 33W fast charging
Operating System: Android 12 with My UX

Reasons to buy:

Sleek and stylish design
Great display with a high refresh rate
Decent camera performance

Reasons to avoid:

The battery life could be better
No expandable storage
The software can feel a bit basic

What you need to know:

Buy it if:

You're looking for a phone with a sleek and stylish design
You want a phone with a great display with a high refresh rate
You need a phone with a good camera

Don't buy it if:

You prioritize battery life above all else
You need expandable storage for your photos and videos
You prefer a more feature-rich software experience

Bottom Line:

The Motorola Edge 30 is a stylish and well-rounded phone that offers a lot of value for the price. Its strong point is definitely its display, which is large, vibrant, and has a high refresh rate. The camera is also decent, taking good photos and videos in most conditions. The design of the phone is also a big plus, as it is sleek and stylish. However, the battery life could be better and the software experience is a bit basic. Overall, the Motorola Edge 30 is a good option for users who are looking for a stylish and well-rounded phone with a great display and a decent camera, but don't need the longest battery life.

Google Pixel 6a

A budget-friendly phone with a great camera and a clean and simple software experience.

Specifications:

Display: 6.1-inch OLED, 60Hz refresh rate
Processor: Google Tensor
RAM: 6GB
Storage: 128GB
Camera: 12.2MP main, 12MP ultrawide
Battery: 4410mAh, 18W fast charging
Operating System: Android 13

Reasons to buy:

Excellent camera performance, especially for photos
Clean and simple software experience with timely updates
Solid performance for everyday tasks

Reasons to avoid:

The display refresh rate is only 60Hz
No expandable storage
The design is a bit generic

What you need to know:

Buy it if:

You're looking for a phone with a great camera at a reasonable price
You prefer a clean and simple software experience
You need a phone with a solid performance for everyday tasks

Don't buy it if:

You prioritize a high refresh rate display
You need expandable storage for your photos and videos
You're looking for a phone with a unique design

Bottom Line:

The Google Pixel 6a is a great option for users who are looking for a budget-friendly phone with a great camera and a clean and simple software experience. Its strong point is definitely its camera, which takes fantastic photos, especially in good lighting conditions. The phone also runs very smoothly thanks to its powerful processor and clean software. However, the display refresh rate is only 60Hz and there's no expandable storage. Overall, the Pixel 6a is a great option for users who are looking for a phone with a great camera and a simple and clean software experience without breaking the bank.

Xiaomi Poco X5 Pro 5G

A powerful phone with a great display, a fast processor, and a capable camera.

Specifications:

Display: 6.67-inch AMOLED, 120Hz refresh rate
Processor: Qualcomm Snapdragon 870
RAM: 6GB/8GB
Storage: 128GB/256GB
Camera: 108MP main, 8MP ultrawide, 2MP macro
Battery: 5000mAh, 67W fast charging
Operating System: Android 13 with MIUI 14

Reasons to buy:

Great display with a high refresh rate
Powerful processor for fast and smooth performance
Long battery life with fast charging capabilities

Reasons to avoid:

The software can feel a bit bloated
The design is a bit generic
No expandable storage

What you need to know:

Buy it if:

You're looking for a phone with a great display and a fast processor
You need a phone with a long-lasting battery and fast charging
You want a phone with a solid camera performance

Don't buy it if:

You prefer a clean and minimalistic software experience
You need expandable storage for your photos and videos
You're looking for a phone with a unique and premium design

Bottom Line:

The Xiaomi Poco X5 Pro 5G is a great option for users who are looking for a powerful phone with a great display, a fast processor, and a capable camera. Its strong point is definitely its performance, thanks to its powerful processor, and its display, which is large, vibrant, and has a high refresh rate. The camera is also good, taking decent photos and videos in most conditions. However, the software experience can be a bit cluttered and the design is a bit generic. Overall, the Poco X5 Pro 5G is a great option for users who are looking for a powerful phone with a great display and a good camera at a reasonable price.

Samsung Galaxy A54 5G

A solid mid-range phone with a great camera and a long-lasting battery.

Specifications:

Display: 6.4-inch Super AMOLED, 120Hz refresh rate
Processor: Exynos 1380
RAM: 6GB/8GB
Storage: 128GB
Camera: 50MP main, 12MP ultrawide, 5MP macro
Battery: 5000mAh, 25W fast charging
Operating System: Android 13 with One UI 5.1

Reasons to buy:

Excellent camera performance, especially for photos and videos
Long battery life with fast charging capabilities
Smooth performance for everyday tasks and light gaming

Reasons to avoid:

The software can feel a bit bloated
No expandable storage
The design may not appeal to everyone

What you need to know:

Buy it if:

You're looking for a phone with a great camera at a reasonable price
You need a phone with a long-lasting battery and fast charging
You want a phone with a smooth and fast performance

Don't buy it if:

You prefer a clean and minimalistic software experience
You need expandable storage for your photos and videos
You're looking for a phone with a unique and premium design

Bottom Line:

The Samsung Galaxy A54 5G is a great option for users who are looking for a solid mid-range phone with a great camera and a long-lasting battery. Its strong point is definitely its camera, which takes fantastic photos and videos. The phone also has a long battery life with fast charging capabilities and runs smoothly thanks to its powerful processor. However, the software experience can be a bit cluttered and the design is a bit generic. Overall, the Galaxy A54 5G is a great option for users who are looking for a phone with a great camera and a long-lasting battery at a reasonable price.

You can find more information on 28 Best Camera Phone Under $300 in 2024

Realme 10 Pro+ 5G

A stylish and feature-packed phone with a great display and a capable camera.

Specifications:

Display: 6.7-inch AMOLED, 120Hz refresh rate
Processor: MediaTek Dimensity 1080
RAM: 8GB/12GB
Storage: 128GB/256GB
Camera: 108MP main, 8MP ultrawide, 2MP macro
Battery: 5000mAh, 67W fast charging
Operating System: Android 13 with Realme UI 4.0

Reasons to buy:

Stylish and sleek design with a premium feel
Great display with a high refresh rate
Fast and smooth performance thanks to the powerful processor
Long battery life with fast charging capabilities

Reasons to avoid:

The software can feel a bit bloated
No expandable storage
The design may not appeal to everyone

What you need to know:

Buy it if:

You're looking for a phone with a stylish design and a premium feel
You need a phone with a great display and a fast processor
You want a phone with a long-lasting battery and fast charging capabilities

Don't buy it if:

You prefer a clean and minimalistic software experience
You need expandable storage for your photos and videos
You're looking for a phone with a more understated design

Bottom Line:

The Realme 10 Pro+ 5G is a stylish and feature-packed phone that offers a lot of value for the price. Its strong point is definitely its design, which is sleek and stylish, and its display, which is large, vibrant, and has a high refresh rate. The phone also has a long battery life with fast charging capabilities and runs very smoothly thanks to its powerful processor. However, the software experience can be a bit cluttered and the phone doesn't offer expandable storage. Overall, the Realme 10 Pro+ 5G is a great option for users who are looking for a stylish and feature-packed phone with a great display and a long-lasting battery.

OnePlus Nord CE 3 Lite 5G

A budget-friendly 5G smartphone that delivers a great overall experience.

Specifications:

Display: 6.72-inch LCD, 120Hz refresh rate
Processor: Snapdragon 695 5G
RAM: 6GB/8GB
Storage: 128GB
Camera: 108MP main, 2MP macro, 2MP depth
Battery: 5000mAh, 67W fast charging
OS: Android 13 with OxygenOS 13.1

Reasons to buy:

Great value for money
Large and smooth display
Powerful processor
Fast charging

Reasons to avoid:

Camera performance can be inconsistent
No NFC support

What you need to know:

Buy it if:

You're looking for a budget-friendly 5G phone with a large display and a good processor.
You want a phone with fast charging.

Don't buy it if:

You need a phone with excellent camera quality.
You need NFC support.

Bottom Line: The OnePlus Nord CE 3 Lite 5G is a great option for those on a tight budget who want a phone with a good display, powerful processor, and fast charging. The camera performance is adequate, but not its strongest feature. If you need a phone with excellent camera quality or NFC support, you may want to consider other options.

Vivo T2

A stylish and powerful mid-range smartphone with a focus on performance and camera.

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Specifications:

Display: 6.62-inch AMOLED, 120Hz refresh rate
Processor: Snapdragon 870 5G
RAM: 8GB/12GB
Storage: 128GB/256GB
Camera: 64MP main, 8MP ultrawide, 2MP macro
Battery: 4700mAh, 80W fast charging
OS: Android 13 with Funtouch OS 13

Reasons to buy:

Powerful processor for smooth performance
Excellent camera system
Fast charging
Stylish design

Reasons to avoid:

No IP rating for water resistance
Can get warm during intensive use

What you need to know:

Buy it if:

You prioritize performance and camera quality.
You want a phone with fast charging and a stylish design.

Don't buy it if:

You need water resistance.
You're on a tight budget.

Bottom Line: The Vivo T2 is a great choice for users who prioritize performance and camera quality. It offers a powerful processor, excellent camera system, fast charging, and a stylish design. However, it lacks water resistance and can get warm during intensive use. If you're on a tight budget or need water resistance, you may want to consider other options.

Xiaomi Redmi Note 12 Pro 5G

A well-rounded mid-range smartphone with a focus on value for money.

Specifications:

Display: 6.67-inch AMOLED, 120Hz refresh rate
Processor: Snapdragon 732G 5G
RAM: 6GB/8GB
Storage: 128GB
Camera: 50MP main, 8MP ultrawide, 2MP macro
Battery: 5000mAh, 67W fast charging
OS: Android 13 with MIUI 14

Reasons to buy:

Excellent value for money
Good camera performance
Fast charging
Vibrant AMOLED display

Reasons to avoid:

Average processor performance
No IP rating for water resistance

What you need to know:

Buy it if:

You're looking for a value-for-money phone with a good camera and fast charging.
You want a phone with a vibrant AMOLED display.

Don't buy it if:

You need a phone with the latest and most powerful processor.
You need water resistance.

Bottom Line: The Xiaomi Redmi Note 12 Pro 5G is a great option for users who are looking for a budget-friendly smartphone with a good camera, fast charging, and a vibrant AMOLED display. It offers excellent value for money, but its processor performance is not the most powerful in its class. If you need a phone with the latest and most powerful processor or water resistance, you may want to consider other options.

Samsung Galaxy A34 5G

A mid-range smartphone that offers a balanced set of features and a long-lasting battery.

Specifications:

Display: 6.5-inch Super AMOLED, 120Hz refresh rate
Processor: Exynos 1280 5G
RAM: 6GB/8GB
Storage: 128GB
Camera: 48MP main, 8MP ultrawide, 5MP macro
Battery: 5000mAh, 25W fast charging
OS: Android 13 with One UI 5.1

Reasons to buy:

Long-lasting battery
Good camera performance
IP67 water and dust resistance
Excellent software support

Reasons to avoid:

No fast charging
Average processor performance

What you need to know:

Buy it if:

You need a phone with a long-lasting battery.
You want a phone with a good camera and water resistance.
You value software support and updates.

Don't buy it if:

You need a phone with fast charging.
You want the best possible performance.

Bottom Line: The Samsung Galaxy A34 5G is a solid mid-range smartphone that offers a long-lasting battery, good camera performance, water resistance, and excellent software support. However, it lacks fast charging and its processor performance is not the most powerful in its class. If you need fast charging or the best possible performance, you may want to consider other options.

Realme Narzo 50 Pro 5G

A budget-friendly 5G smartphone with a focus on performance and fast charging.

Specifications:

Display: 6.4-inch AMOLED, 90Hz refresh rate
Processor: MediaTek Dimensity 920 5G
RAM: 6GB/8GB
Storage: 128GB
Camera: 48MP main, 8MP ultrawide, 2MP macro
Battery: 5000mAh, 33W fast charging
OS: Android 12 with Realme UI 3.0

Reasons to buy:

Powerful processor
Fast charging
Vibrant AMOLED display
Good value for money

Reasons to avoid:

Average camera performance
No IP rating for water resistance

What you need to know:

Buy it if:

You're looking for a budget-friendly 5G phone with a good processor and fast charging.
You want a phone with a vibrant AMOLED display.

Don't buy it if:

You need a phone with excellent camera quality.
You need water resistance.

Bottom Line: The Realme Narzo 50 Pro 5G is a great option for those who want a budget-friendly phone with a powerful processor, fast charging, and a vibrant AMOLED display. The camera performance is adequate, but not its strongest feature. If you need a phone with excellent camera quality or water resistance, you may want to consider other options.

Tecno Camon 20 Pro 5G

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A mid-range smartphone with a focus on camera performance and design.

Specifications:

Display: 6.67-inch AMOLED, 120Hz refresh rate
Processor: MediaTek Dimensity 8050 5G
RAM: 8GB/12GB
Storage: 128GB/256GB
Camera: 64MP main, 2MP macro, 2MP depth
Battery: 5000mAh, 33W fast charging
OS: Android 13 with HiOS 13

Reasons to buy:

Excellent camera performance
Stylish design
Vibrant AMOLED display
Good battery life

Reasons to avoid:

Average processor performance
No IP rating for water resistance

What you need to know:

Buy it if:

You prioritize camera quality and design.
You want a phone with a vibrant AMOLED display and good battery life.

Don't buy it if:

You need the most powerful processor.
You need water resistance.

Bottom Line: The Tecno Camon 20 Pro 5G is a great choice for users who prioritize camera performance and design. It offers an excellent camera system, a stylish design, a vibrant AMOLED display, and good battery life. However, it lacks the most powerful processor and water resistance. If you need the most powerful processor or water resistance, you may want to consider other options.

There you have it, the 16 best camera phones under ₹20,000 in 2024! This list has a phone for everyone, whether you're a photography enthusiast, a casual user, or simply looking for a phone with a great camera. And with prices starting as low as ₹10,000, you can find a great camera phone without breaking the bank.

Remember that the best camera phone for you will depend on your individual needs and preferences. Consider what features are most important to you, such as camera quality, battery life, and performance. Read reviews, compare features, and don't be afraid to ask questions before making your final decision.

No matter what your budget is, you can find a great camera phone that will help you capture all of life's special moments. With so many great options available, you're sure to find the perfect phone for you.

Dive deeper into 25 Best Camera Phone Under $200 in 2024

So, what are you waiting for? Start shopping for your new camera phone today!